Week 7 – ETHICAL BEHAVIOR, DIVERSITY, AND CIVIL DISCOURSE

My degree is an EDD in Performance Improvement Leadership 

 

  • Assignment Overview
    In the assignment this week, you will write a paper (7–10 pages), including a literature review, that examines ethical behavior, diversity, and civil discourse in the context of your particular focus and specialization.
  • What You Need to Know
    Ethical Reasoning
    Morris (2016) tells us:
    In fall 2016, more than twenty million students enrolled across more than four million colleges and universities in the U.S. One in four students were members of a minority group, and approximately one million were international students. These students interacted with approximately four million administrators and faculty and staff members in a diversity of settings. Most of these students will easily transition into a life of academics and social interactions. For others, insults, aggressions, and lack of inclusion are a reality; and these experiences will shape their interactions and perceptions . . . on the challenges facing the nation and world and considering the role that post-secondary education plays in improving civil discourse nationally and creating safe spaces for dialogue and personal growth. (p. 361)
    Morris (2016) goes on to argue:
    First, [we must] identify resources to support conversations around civil discourse, social justice, and inclusion. Could we individually and collectively in every department, college, and administrative unit resolve to make a difference—to role-model and ask our students to be kind, show compassion, be inclusive and fair, and extend a hand of friendship? Maybe our academic words, like social justice, just do not resonate. Perhaps people forget that words have power and can cause long-lasting pain or can provide encouragement. While we may study and advocate for equity, perhaps we should say that this campus and my class will discuss challenging topics; but we will be characterized by the following values: to listen, to reflect, to show compassion, to think critically, and to care about this community of learners. I know: it sounds like Robert Fulghum’s All I Really Need to Know I Learned in Kindergarten (1988). However, sometimes simple guidelines work best. (p. 361)
    Use your Critical Thinking text to quickly review the following:

    • Chapter 14, “Develop As an Ethical Reasoner,” pages 345–365.
    • If you did not complete the Blooming Park: Ethics, Diversity, and Personnel Selection simulation last week, complete it now to begin work on the interviews relevant to your organization: P–12 education, higher education, business or corporate, or military. This activity will give you the opportunity to grapple with the ethical questions that frequently arise in professional contexts, which will be the focus of your assignment this week.
      Diversity and Multiculturalism
      Diversity in all organization settings can take many forms. We may consider differences across many criteria, including the following:
    • Ethnicity.
    • Ethnic identity.
    • Gender.
    • Gender identity.
    • Culture.
    • Ability and disability.
    • Developmental criteria.
    • Age and generation.
    • Other exceptionalities.
    • When taking account of this diversity, the principles of multicultural education encourage us to acknowledge differences, addressing the reality of each person’s experience and seeking the best possible outcomes for all.
      This week, you are asked how the diversity of the constituencies you serve within your organization need to be considered when planning and implementing education programming. Theories in the fields of diversity and multicultural education indicate that an important role of educators is to plan for and implement education practices that recognize the diverse needs of the people they serve. 
      Use the Capella library to read the following:
    • Banks, J. A. (Ed.). (2012). Encyclopedia of diversity in education. Sage.
      • Read “Introduction” (Volume 1, starting on page xlvii).
      • Scan “Index” (Volume 4, beginning on page 2383) for a comprehensive listing of terms and topics related to diversity.
    • Doubet, K. J., & Hockett, J. A. (2017). Classroom discourse as civil discourseEducational Leadership, 75(3), 56–60.
    • Morris, L. V. (2016). Collective action for civil discourse [PDF]Innovative Higher Education, 41(5), 361–363.
    • Use the Internet to read the following:
    • Gay, G. (1994). A synthesis of scholarship in multicultural education [PDF]. Eric. http://files.eric.ed.gov/fulltext/ED378287.pdf
    • Teaching Tolerance. (n.d.). Civil discourse in the classroom. https://www.tolerance.org/magazine/publications/civil-discourse-in-the-classroom
    • Explore the following websites to learn about standards, definitions, and issues related to ethics and diversity:
    • American Council on Education. (n.d.). http://www.acenet.edu
    • Council for Exceptional Children. (n.d.). http://www.cec.sped.org/
    • The National Association for Multicultural Education. (n.d.). http://nameorg.org/index.php
    • Reference
      Morris, L. (2016). Collective action for civil discourse. Innovative Higher Education, 41(5), 361–363.
  • Assignment Instructions
    ETHICAL BEHAVIOR, DIVERSITY, AND CIVIL DISCOURSE
    Overview
    Ethical behavior, diversity, and civil discourse are subjects not easily defined for study. We can point to perceived differences between people and cultures; however, that is only the tip of the proverbial iceberg, ignoring the effects of those differences in a given context. Additionally, focus on ethical behavior, diversity, and civil discourse usually requires value comparisons and judgments, rather than a one-side-versus-the-other approach. For additional information on these concepts and how they tie into the assignment, see the Week 7 Assignment Background Information [PDF] document.
    In the context of the field of education, the effects of ethical behavior, diversity, and civil discourse on individuals and organizations are impossible to ignore. The challenges of adopting a broad view of difference and creating an equitable learning experience for all whom we lead are many, and they are not easily met. However, the professional literature of the field is a rich resource of tools, research, and practical experience and application.
    For this assignment, you will review the literature related to ethical behavior, diversity, and civil discourse in the context of your particular focus and specialization and choose one main concern for each of these domains to analyze in the literature review section of your paper. You will apply the skills you started building in the Literature Review assignment in Week 4. Similar to what you did previously, but focused now on the challenges relevant to these domains and inherent to your specialization, you will research and review scholarly, peer-reviewed literature. Going one step further, you will then choose and explain the main challenges in your specialization, as suggested by your review. Note that you are writing a condensed literature review for this assignment.
    Reminders
    Note that:

    • The literature that you will select and discuss in this assignment is totally distinct from those sources that you searched and discussed in your Week 4 Literature Review assignment, but the skills you employed in that assignment will apply here.
    • Writing a literature review is a key part of academic work. A literature review is a piece of writing that describes what has been learned about a topic through previous research efforts. A literature review is essentially a report on work previously done in a field, to show an understanding of the context for your own writing. A literature review is not a summary of individual sources in a list, such as in the form of an annotated bibliography. Rather, the literature review paraphrases the findings from the scholarly readings you selected. You will seek the key themes from the different sources, and you will use in-text citations to support the information you learned from the scholarly readings.
    • Use Academic Writer for guidance in citing sources and formatting your paper in proper APA style. See the Evidence and APA section of the Writing Center for instructions on accessing and using Academic Writer. 
      Instructions
      Before you begin your paper, examine the grading criteria in the scoring guide. 
    • Use the Sample Course Paper Template [DOCX] as a guide for formatting and organizing your course papers.
    • Use the Week 7 Writing Revision Matrix [DOCX] template to address feedback you receive on this assignment from your instructor. Refer to the Writing Revision Matrix instructions below for further information. 
    • Paper Organization
      Start with a title page and organize your paper with the following guidelines:
    • Title page: Include a title page with the following title: Ethical Behavior, Diversity, Civil Discourse, and [Name of Your Specialization]: A Literature Review.
    • Introduction: The opening content should directly follow the title of the paper (repeated from the title page). In this section, list or summarize the issues you selected from the literature related to ethical behavior, diversity, and civil discourse, and provide a summary or road map for the content included in your paper.
    • Overview of issues: Begin the body of your paper with an overview of the issues related to ethical behavior, diversity, and civil discourse you chose for this review. Describe connections among these issues and their significance to education. Write in third person and include literature support.
    • Diversity issue related to specialization: Provide detailed descriptions and examples of how the issues you chose to review specifically relate to your specialization. Write in third person and include literature support. 
    • Ethical behavior issue related to specialization: Provide detailed descriptions and examples of how the issue you chose to review specifically relates to your specialization. Write in third person and include literature support.
    • Civil discourse issue related to specialization: Provide detailed descriptions and examples of how the issue you chose to review specifically relates to your specialization. Write in third person and include literature support.
    • Review of the literature: The literature review should include a minimum of five references from peer-reviewed journal articles related to your education specialization. Analyze this scholarly literature, focusing on the connections between your educational specialization and the issues of ethical behavior, diversity, and civil discourse you chose to research. Continue writing in third person and cite the literature for support.
    • Conclusion: Your conclusion should emphasize the main themes in your paper and provide a synthesis of the literature reviewed, with special attention to the connections and relationships among the issues you chose to research and your educational specialization.
    • References: Include a minimum of five different scholarly, peer-reviewed journals (related to your field of specialization) that are also cited in the paper. Your citations must have references and your references should be included within your paper as in-text citations.
    • Research Guides
      Refer to the EdD Program Library Research Guide and the EdS Program Library Research Guide for guidance on gathering scholarly resources. The topical tabs offer more advice for each specialization. If you have questions about gathering articles or other materials, see the Library Help page for personal assistance through chat, e-mail, and phone.
      Additional Requirements
      In addition to the requirements outlined above, your assignment should meet the following:
    • Assignment template: Use the Sample Course Paper Template [DOCX] for the assignment.
    • Written communication: Written communication is free of errors that detract from the overall message.
    • Sources: A minimum five scholarly, peer-reviewed sources from at least three different scholarly journals for your field or specialization.
    • APA formatting: Follow current APA style and formatting for in-text citations. For more information on the APA guidelines for in-text citations, go to Academic Writer and use the Learn tab to find the Quick Guides on Citing Sources and Paper Format and Organization.
      • Include a title page with the following title: Ethical Behavior, Diversity, Civil Discourse, and [Name of Your Specialization]: A Literature Review.
    • Length: The paper should be 7–10 pages, in addition to the title page and references page.
    • Font and font size: Times New Roman, 12 point.
    • Portfolio Prompt: Consider saving this assignment to your ePortfolio. The work you submit for this course will only be retrievable for a limited time, and you may want or need to access these assignments in the future.
      Submit your paper as a Word document in the Week 7 assignment area.

M3Assignment 2: Required Assignment 1—The S’No Risk Program

Assignment 2: Required Assignment 1—The S’No Risk Program

In the mid-eighties, the Toro company launched a promotion in which snow blower purchasers could refund a portion of their purchase if the next winter brought modest snowfalls. The amount of their refund was tied to snowfall amounts and so, the program was prey to certain risks and uncertainties. You will explore those risks and choices from a variety of perspectives.

Review the Toro Company’s S’No Risk Program” from this module’s assigned readings.

Click here to download the Toro Excel worksheet which contains data exhibits from the article; the exhibit titles match the tabs long the bottom of the worksheet. Use this tool to conduct your data analysis for this assignment.

Analyze the risks of the program from the following points of view:

  1. Toro
  2. The insurance company
  3. The consumers

Write a 6–8-page analysis paper that addresses the following:

  1. Why did the insurance company raise the rates so much? How would you estimate a fair insurance rate?
  2. From the perspective of the consumer, how were the paybacks structured and how might they be restructured to entice you at an equal or lower cost of insurance? How does the program influence your decision to purchase?
  3. What are the common decision traps which each group in point (2) is susceptible to? Develop a matrix or decision tree in order to compare the groups. How does the program impact the consumer’s “regret”? (Hint: Map the possible outcomes for the consumer.)
  4. From either Toro’s or the insurance company’s perspective, how would you frame your argument to achieve your desired objective?
  5. Was the program successful? Why or why not?
  6. If you were the Toro Company director of marketing for Consumer Products, would you repeat the program? Assume you manage the S’No Risk program and argue your case to the director. To what biases are you susceptible in this case?

Submit your analysis paper in Word format. Apply APA standards to citation of sources. Use the following file naming convention: LastnameFirstInitial_M3_A2.doc.

By the due date assigned, deliver your assignment to the Submissions Area.

  

Assignment 2 Grading CriteriaMaximum Points

Analyze the risks of the program from the point of view of Toro, the insurance company, and consumers. (32 POINTS) 

Explain why the insurance company raises rates so much. Explain how you would estimate a fair insurance rate. (20 POINTS)

From the perspective of the consumer, explain how the paybacks were structured and how they be might restructured to entice you at an equal or lower cost of insurance. Analyze how the program influences your decision to purchase. (36 POINTS)

Identify the common decision traps to which each group in point is susceptible. Develop a matrix in order to compare the groups. Analyze how the program impacts the consumer’s “regret.” (32 POINTS)

Choose either Toro’s or the insurance company’s perspective and discuss how you would frame your argument to achieve your desired objective. (16 POINTS)

Evaluate the success of the program. Justify your answer. (24 POINTS)

Explained whether you would or would not repeat the program. Assume you manage the S’No Risk program and argue your case. Explain to what biases you are susceptible in this case. (24 POINTS)

Ensure academic writing, such as grammar, spelling, and attribution of sources, is appropriate. (16 POINTS)

Total: 200 POINTS

Predicting an Outcome Using Regression Models/ No Plagarism!!

 

Introduction

​​​Regression is an important statistical technique for determining the relationship between an outcome (dependent variable) and predictors (independent variables). Multiple regression evaluates the relative predictive contribution of each independent variable on a dependent variable. The regression model can then be used for predicting an outcome at various levels of the independent variables. For this assignment, you will perform multiple regression and generate a prediction to support a health care decision.

Preparation 

Download Assignment 3 Dataset. 

The dataset contains the following variables:

  • Cost (hospital cost in dollars).
  • Age (patient age in years).
  • Risk (count of patient risk factors).
  • Satisfaction (patient satisfaction score percentile rank).

Walkthrough: You may view the Predicting an Outcome Using Regression Models Walkthrough, linked in the Resources, to help you prepare for your assignment.

Instructions 

Hospital administration needs to make a decision on the amount of reimbursement required to cover expected costs for next year. For this assignment, using the information on hospital discharges from last year, perform multiple regression on the relationship between hospital costs and patient age, risk factors, and patient satisfaction scores, and then generate a prediction to support this health care decision. Write a 3–4-page analysis of the results in a Word document and insert the test results into this document (copied from the output file and pasted into a Word document). Refer to the “Copy From Excel to Another Office Program” resource for instructions. 

Grading Criteria

The numbered assignment instructions outlined below correspond to the grading criteria in Predicting an Outcome Using Regression Models Scoring Guide, so be sure to address each point. You may also want to review the performance-level descriptions for each criterion to see how your work will be assessed

  1. Perform the appropriate multiple regression using a dataset.
  2. Interpret the statistical significance and effect size of the regression coefficients of data analysis.
    • Interpret p-value and beta values.
  3. Interpret the fit of the regression model for the prediction of data analysis.
    • Interpret R-squared and goodness of fit.
  4. Apply the statistical results of the multiple regression of data analysis to support a health care decision.
    • Generate a prediction with the regression equation.
  5. Write a narrative summary that includes practical, administration-related implications of the multiple regression.
  6. Write clearly and concisely, using correct grammar, mechanics, and APA formatting.

Additional Requirements

Your assignment should also meet the following requirements:

  • Written communication: Write clearly, accurately, and professionally, incorporating sources appropriately.
  • Length: 3–4 pages.
  • APA format: Cite your sources using the current APA format.
  • Font and font size: Times Roman, 12 point.

Participative Management and Effective Delegation SM

This week we learned about the idea of participating in leadership. For this assignment, you will write a paper about participative management and effective delegation and the factors that can affect the success of these techniques.

Instructions:

  • Use the resources in this Unit, as well as outside research, to describe participative management and effective delegation.
  • Think of an organization that you are currently involved in or have been involved in in the past.
    o How are the concepts of participative management and effective delegation used at this organization?

o Does the culture of the organization contribute to the use of these concepts? Explain.

o Describe any instances in this organization where participative management and effective delegation have brought up moral or ethical dilemmas.

 How were these issues solved?

 What steps were taken for making decisions in these instances? o What effects do you think the use of participative management and

effective delegation have had on employee engagement?
o What effects have these techniques had on organizational performance?

Requirements:

  • Develop a clear introduction with a thesis, a body, and a conclusion. Focus on quality of the content, as opposed to length.
  • Research and include at least one additional, credible reference from an outside source.
  • Use APA formatting for the cover page, citations, and the reference page. No abstract is required.

Discussion Post Help

 

Discussion: Good and Bad Foods

Medical publications and physicians direct people to increase consumption of good carbs and fats while decreasing consumption of those labeled bad. But what does that mean? What qualifies a food as good or bad?

For this Discussion, you are going to identify foods in your diet that might be labeled bad and suggest how you can replace them with good foods.

To prepare for this Discussion:

  • Review this week’s Learning Resources.
  • Think about how good versions of carbohydrate and fats contribute to positive health outcomes, while the badversions create short- and long-term health issues.
  • Remember to use scientific sources to research your topic. Random websites may provide inadequate or false scientific information. Your credibility depends on the credibility of your references.
  • You will be assigned one of the following scenarios by your Instructor:
Scenario #1: Good Fats? Bad Fats?
  1. Choose one good fat and one bad fat as identified in your course text.
  2. Provide 2–3 food sources for each of your good and bad fats.
  3. Describe how fats are digested and where they are absorbed. Explain what determines whether a fat is a good fat or a bad fat. What role does covalent bonding play in whether a fat is identified as good or bad?
  4. Describe some of the consequences associated with the overconsumption of bad fats.
  5. What did you learn that you did not know before? In what way will it influence the food choices you make now?
Scenario #2: Good Carbs? Bad Carbs?
  1. Choose one good carbohydrate and one bad carbohydrate as identified in your course text.
  2. Identify two food sources that you eat that contain a bad carbohydrate.
  3. Describe how carbohydrates are digested and where they are absorbed. Explain what determines whether a carbohydrate is a good carbohydrate or a bad carbohydrate. What does the identification of a carbohydrate as a monosaccharide, disaccharide, or polysaccharide have to do with whether it is classified as good or bad?
  4. Describe some of the consequences associated with the overconsumption of bad carbohydrates.
  5. What did you learn that you did not know before? In what way will it influence the food choices you make now?

With these thoughts in mind:

By Day 3

Post a 2- to 3-paragraph analysis that compares good foods and bad foods based on your assigned scenario. Articulate how the consumption of good or bad foods (focusing on either carbohydrates or fats, based on your assigned scenario) may impact digestion and overall health. Discuss the specific health benefits of switching to good carbohydrates or good fats.

Be sure to support your ideas by connecting them to the week’s Learning Resources, or something you have read, heard, seen, or experienced. Use at least two scientific APA-formatted references for full credit.

How to Write Essays Without Plagiarism

 

Let’s imagine that you’re a college or college student, and you have a writing thesis. You have selected a tutor or instructor to write a subject article and it is up to you. Some providers offer to write the essay as a technical service. there are a variety of services. You promise to be “100% Free from plagiarism,” so what you have to do is to compose your article for you (instead of actually finding something online), so it is always plagiarism. You know why?  You actually pass away another author’s writings, and are perceived to be scholarly dishonesty, with plagiarism. 

In reality, at work, you can’t pay anyone for your job, and don’t anticipate being fired. Likewise, you can’t pay for your schoolwork to anyone in school and don’t plan to fail (or be kicked out of school for cheating).

How to write a no-plagiarism A+ essay: All right, let’s be honest here. All right. Currently, nobody can guarantee that your essay will have an A+. It depends on you, on the amount of work you have done and on your expertise and your experience. That said, there are a few simple tips that help you write a good essay, without cheating, to get a good rank.

Our Top Advice on A+ Writing

Keep in mind these tips while writing elementary, college or university essays.

Read the subject of the essay plainly first of all. You can end up with a failing grade if you are writing a very fine essay which won’t answer the question as asked. When I was a high school teacher and then a university lecturer, I used to get my heart off the back of an article, normally followed by a failed degree, to write DNAQ.

Secondly, begin to think early about the task. It’s a good idea to start an essay early so your brain can start processing the subject. Look over the issue; write an idea to introduce you; and when the time comes to write the rest of the essay, your brain may have done some basic work for you Plan the article and organize it. It is very important when writing an essay to be honest and not plagiarize, there are also many articles  https://www.studentjob.co.uk/blog/4488-how-to-start-a-uni-essay-and-not-lose-motivation  about this that will help you when writing an essay. The presentation, body paragraphs and conclusion are used in all the test systems. Have a brief note of what stuff in each paragraph of the body you want to cover and stick to so that you do not repeat or circle around and around the subject.

Enter stylistic differences with varying sentence forms and styles and different lengths of paragraphs. Single phrases, dynamic phrases, and composite phrases exist. And if you don’t know each of those definitions (which I can tell you at the end), you know that it’ll be more fun to read something with different sentences than to read something where every phrase is the same.

Use transitional terms that connect phrases and paragraphs. Using useful links, for example, “except,” “overtime,” “afterward,” “similarly,” etc. to connect the various points and suggestions you bring up when going from one subject to another.  

Make sure the “so What?” aspect of your article is answered distinctly in your final paragraph. You’re going to leave your readers wondering more when your lecturer has read a whole article on a subject or subject and ends up without explaining simply that you hold your view on the subject or subjects. You’re going to ask what the point of it was. So make sure you summarize everything and make a gesture about what you are writing about.  

Honestly, it’s not all that hard to write essays. The worst thing is just starting. No one wants to begin with and sound somewhat from our depth, but we talk simply by inserting one rational concept into the next, by splitting our ideas and opinions into the essay style. We can only sort out what we truly want to say through the writing process and what facts to make it compelling.

Strategy Formulation

PLEASE SEE Attached for week 3 assignment 

 

Purpose of Assignment 

The Week 4 individual assignment is the second part of a three part strategic management plan for the company selected by the student in Week 3. The purpose of the assignment is for students to establish long-term goals and objectives; indicate, specify and discuss strategies; and investigate, consider and describe specific business strategies including vertical integration and strategic alliances, to achieve competitive advantage in the industry. The student also generates an appropriate organizational chart in alignment with the stated strategies. 

Weeks 3, 4, and 5 Individual Assignments are integrated to generate a Strategic Management Plan. This is Part 2 of the three part Strategic Management Plan. 

Assignment Steps 

Write a 1,050-word report on the company you selected in Week 3, following up on the Individual Assignment of Week 3 (Environmental Scanning), and address the following: 

  • Establish Long-term Goals and Objectives
    • Strategy Formulation.
    • Indicate the markets that the company will pursue.
    • Specify the unique value the company will offer in the selected markets.
    • Discuss the resources and capabilities that are required.
    • Analyze how the company will capture value and sustain competitive advantage over time. 
  • Business Management Strategy
    • Consider Cost and Differentiation Advantages.
    • Describe the Corporate Strategy.
    • Investigate Vertical Integration.
    • Describe Strategic Alliances.
    • Detail the Company Competitive Advantage.
    • Generate an Organizational Chart of the company you selected. 

statistics in health

 

Consider the passage below and answer the question

In everyday terms, a confidence interval is the range of values around a sample statistic (such as mean or proportion) within which clinicians can expect to get the same results if they repeat the study protocol or intervention, including measuring the same outcomes the same ways. As you ask yourself, “Will I get the same results if I use this research?”, you must address the precision of study findings, which is determined by the Confidence Interval. If the CI around the sample statistic is narrow, you can be confident you will get close to the same results if you implement the same research in your practice.

Consider the following example. Suppose that you did a systematic review of studies on the effect of tai chi exercise on sleep quality, and you found that tai chi affected sleep quality in older people. If, according to your study, you found the lower boundary of the CI to be .49, the study statistic to be 0.87, and the upper boundary to be 1.25, this would mean that each end limit is 0.38 from the sample statistic, which is a relatively narrow CI.

(UB + LB)/2 = Statistic [(1.25 + .49)/2 = .87]

Keep in mind that a mean difference of 0 indicates there is no difference; this CI does not contain 0. Therefore, the sample statistic is statistically significant and unlikely to occur by chance.

Because this was a systematic review, and tai chi exercise has been established from the studies you assessed as helping people sleep, based on the sample statistics and the CI, clinicians could now use your study and confidently include tai chi exercises among possible recommendations for patients who have difficulty sleeping.

Now you can apply your knowledge of CIs to create your own studies and make wise decisions about whether to base your patient care on a particular research finding.

Question 1 :Thinking of the many variables tracked by hospitals and doctors’ offices, confidence intervals could be created for population parameters (such as means or proportions) that were calculated from many of them. Choose a topic of study that is tracked (or that you would like to see tracked) from your place of work. Discuss the variable and parameter (mean or proportion) you chose, and explain why you would use these to create an interval that captures the true value of the parameter of patients with 95% confidence.

Question 2 : Consider the following: How would changing the confidence interval to 90% or 99% affect the study? Which of these values (90%, 95%, or 99%) would best suit the confidence level according to the type of study chosen? How might the study findings be presented to those in charge in an attempt to affect change at the workplace?

Two reference required.

Project 3: Investments & Completing Your Financial Plan

During last assignment, you did such an amazing job with Frank’s finances, that he is retaining you as his financial consultant. Thanks to you, Frank’s financial house is in excellent order. He is utilizing his monthly cash flow plan, and all of his debts have been paid off, except for a house, which he recently purchased with a mortgage, and he has established a very healthy emergency fund to help handle unexpected events in the future. Frank is in the position to set aside $400/month for investing purposes. Of course, he has absolutely no idea how to proceed, and is turning to you for your outstanding knowledge in this area.

  1. One of the first things Frank should understand about investing money is the concept of risk.
    •   Explain in detail the five components of the risk factor.
    •   Outline a strategy of the factors that reduce investment risk.
  2. Some co-workers of Frank are constantly talking about the stocks that they buy and sell on a weekly basis, and Frank is very overwhelmed at the amount of stock transactions that his friends go through during a given week. Frank feels that he will have trouble making the decision to buy or sell a certain stock.

Give Frank some suggestions that can reduce his anxiety when he makes stock investment decisions.

3. This information has been a great help for Frank—you are good! Frank now needs an investment strategy for the stocks that he will purchase.

Provide Frank an analysis of both a long-term and a short-term investment strategy for his stocks.

4. Now that Frank has an investment strategy for his purchased stocks, he is interested in including some bonds in his investment portfolio. The problem that Frank is incurring is that he has absolutely no idea what type bonds there are.

Explain to Frank what type of bonds that he could utilize for his investment portfolio.

  1. Last week while having lunch, a friend of Frank’s told him that all her investment money goes into to mutual funds. Frank just about fainted when he had no idea what she was talking about and realized that he had so much more to learn in the field investment vehicles.
    •   Explain to Frank the concept of a mutual fund.
    •   Explain to Frank the characteristics of mutual funds.
  2. Great work. Now Frank has a much better understanding of mutual funds. While visiting with the human resource director of his company, Frank understands that he can choose a variety of different types mutual funds for his 401K portfolio. Frank just sent you a text needing the following information:
    •   Explain to Frank the major fund categories that he can invest his 401K.
    •   Choose three types of categories that would you would suggest he invest as he begins this
      journey.
  3. Once again, your financial advice has been a most excellent resource for our friend Frank. He loves his home that he recently purchased, and is wondering if real estate would be a good investment vehicle to include in his overall portfolio.

Explain to Frank both the advantages and disadvantages of real estate investments.

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Well, you have really been an amazing personal financial planner for our friend Frank, and his life is reaping the rewards of your incredible knowledge of this subject. Frank has purchased a lovely home, owns two nice automobiles, paid off thanks to your wisdom, has received a promotion at work as a senior computer programmer/gamer, ($87,000/year salary), and started a small online gamming consulting business on the side. He married his childhood girlfriend, and they are expecting their first child by year’s end. Way to go Frank!

It is now time to complete Frank’s financial plan with insurance, retirement, and estate planning.

  1. With all of the recent changes in Frank’s life, he needs to include items in his financial plan that he never had to think about when he was young, beautiful, and single. He needs to reduce the level of risk against possible financial loss.
    •   Outline and explain for Frank, the four Risk Management Methods that he can utilize to reduce his risk against financial loss
    •   Which method do you suggest that Frank pursue?
  2. Frank is still a young man, and his company has agreed to match his 401K retirement plan @ 100% up to $10,000 per year. That sounds really great to Frank, (that is an amazing deal by the way), however; he wanted to purchase a $10,000 bass boat this year and will think about retirement at some point later in the future.
    •   Convince Frank of the importance of starting retirement funding early in life.
    •   How would you Convince Frank to contribute to the company’s 100% match of his
      401K plan? ($10,000)
    •   If Frank only contributes $2,000 to his 401K plan, how much money (philosophically speaking) is he giving back to his company?
      10. Well your persuasion worked, and Frank is utilizing the company retirement plan to the maximum benefit. You got Frank so pumped up that he now wants to open up an Individual Retirement Account or IRA. There are many different types of IRAs to choose from, but Frank has narrowed it down to two.
    •   Explain to Frank the differences between a Traditional IRA and a Roth IRA.
    •   Which one would you advise Frank to invest in?
    •   What is the maximum that Frank can invest in an IRA during a calendar year?

11. One last question for our good friend. Frank, like 70% of Americans, does not have a will. Again, he thinks he is young and estate planning is something to do much later in life.

  •   Convince Frank of the importance of estate planning and the need to have a will.
  •   How does Frank go about getting a will?
  •   As a computer programmer/gamer, Frank has a huge online presence. He has a website
    2

that generates income, updates his Facebook & Instagram page on a daily basis, blogs about game development, and maintains his Linked-in, and eBay sites regularly.

 Explain to Frank the type of will he should make to protect his online content that he created.

DELIVERABLES:

  •   To receive full credit for this project, you should explain each answer in detail. Use your
    textbook, notes and Internet research to complete this project.
  •   Value for this project is 200 points
  •   This Project should be a minimum of 1,200 words (not including the repetition of the question or references). Each question must be answered for full-credit.
  •   Number and/or provide a brief heading. Please do not copy the questions and paste them in your work. I will simply delete the wording of the question to attain an accurate word count.
  •   Document should be sent in Microsoft Word Format or PDF file
  •   Include a title page that includes your name and title of project
  •   Save your project with your name in the file name.

o Example: petra ray Project 3 Investments would be my filename Review the

Tip

 If you will answer three questions per week, you can easily finish this project stress-free by the due date!

Check your Course Organizer for the due date

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Grading Rubric and Example of Formatting your Projects link

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that I have provided for you.

3

ENVIRONMENTAL SCIENCE 300 WORD DISCUSSION

 

Human-induced climate change remains  a controversial topic with a lot of misinformation on both sides of the  political spectrum. Discuss the following aspects of some of the more  common claims about global warming. A very good website that discusses  some of these topics is the Skeptical Science website.

  • The sun is causing most of the warming of the Earth.
  • Scientists don’t really agree on global warming.
  • It hasn’t warmed since 1998 and therefore global warming really isn’t happening
  • Antarctica is actually gaining ice.
  • We have had some very severe winters recently, evidence the Earth is not warming.
  • Cities have grown in size and cities are generally warmer than the surroundings creating a false temperature reading.
  • The temperature record is unreliable and therefore we really don’t know what’s going on.

Make sure to:

  • Write a short essay or paragraph of at least 300 words. 
  • Use concrete examples/details and avoid generalities.
  • Address all questions.
  • Use proper grammar and punctuation.
  • If you researched your topic and are using information from what you learned, remember to cite your sources.
  • Do not plagiarize.
  • You will not be able to edit your assignment once you post, so please proofread and spell check before hitting post!
  • As part of the assignment, you must also reply to ONE of your classmates with at least 150 words. You will have to POST FIRST to  see your classmates’ postings. Make sure your replies are a thoughtful  and relevant to what your classmate has posted. Try to build the  discussion and keep it going.