Imagine that you are a financial manager researching investments for your client. Think of a friend or a family member as a client. Define their characteristics and goals such as an employee or employer, relatively young (less than 40 years) or close to retirement, having some savings/property, a risk taker or risk averter, etc. Next, use Nexis Uni at the Strayer University library, located at Nexis Uni, click on “Company Dossier” to research the stock of any U.S. publicly traded company that you may consider as an investment opportunity for your client. Your investment should align with your client’s investment goals. (Note: Please ensure that you are able to find enough information about this company in order to complete this assignment. You will create an appendix, in which you will insert related information.)

Instructions

Your final financial research report will be 6–8 pages long and be completed in two parts. This assignment only covers the first part. This assignment requires you to use at least five quality academic resources and cover the following topics:

• Rationale for choosing the company in which to invest.
• Ratio analysis.
• Stock price analysis.
• Recommendations.

Refer to the following resources to assist with completing your assignment:

Stock Selection

• Forbes: Six Rules to Follow When Picking Stocks.
• CNN Money: Stocks: Investing in Stocks.
• The Motley Fool: 13 Steps to Investing Foolishly.
• Seeking Alpha: The Graham And Dodd Method For Valuing Stocks.
• Investopedia: Guide to Stock-Picking Strategies.
• Seeking Alpha: Get Your Smart Beta Here! Dividend Growth Stocks As ‘Strategic Beta’ Investments.

Market and Company Information

• U.S. Securities and Exchange Commission: Market Structure.
• Yahoo! Finance.
• Seeking Alpha (Note: This is also available through the Android or iTunes App store.)
• Morningstar (Note: You can create a no-cost Basic Access account.)
• Research Hub, located in the left menu of your course in Blackboard.

Part 1 (1–2 pages)

1. Provide a rationale for the stock that you selected, indicating the significant economic, financial, and other factors that led you to consider this stock.
2. Suggest the primary reasons why the selected stock is a suitable investment for your client. Include a description of your client’s profile.
3. List five resources you’ll use to complete this assignment and begin to build your reference list. Remember you must use at least five quality academic resources for the final assignment.

This course requires the use of Strayer Writing Standards. For assistance and information, please refer to the Strayer Writing Standards link in the left-hand menu of your course. Check with your professor for any additional instructions.

The specific course learning outcome associated with this assignment is as follows:

• Determine the suitability of an investment strategy that considers external risk factors and a literature review.

 

Overview

Using the recommendation that you provided in Milestone One, you will develop a strategy to implement the innovation and get ahead in the marketplace.

Scenario

You work as a middle manager for one of the top U.S. producers of luxury and mass-market automobiles and trucks. You are now leading a cross-functional team to move forward with the company initiative. To remain a viable competitor and meet the demands of consumers’ desire for technology, the company’s chief technology officer (CTO) has decided to implement the internet of things (IoT) into its product line.

In Milestone One, you and your cross-functional team looked at risks and benefits of each innovation option, competitors in the market, and the company’s internal capability for moving forward with the innovation. After doing this analysis, you presented your recommendation to various stakeholders about how to proceed. You chose one of the following:

1. Design a completely new product line, based on the recent technology (discontinuous innovation)

         or

1. Add recent technology features into one model and then incrementally into the broader product line (incremental innovation)

The CTO has accepted your recommendation. Now you are ready to develop a strategy for taking the innovation to market. In order to develop a strategy, you will need to look at your competitors’ relative strengths in the current marketplace, to understand how the company compares to your competitors, and to identify the total market and the market’s annual growth rate. Finally, you also need to share your thoughts on how to respond to changes in business conditions. Although no one can predict what is going to happen, it is important to think about how flexible your plan is in order to meet unexpected conditions.

Prompt

Using the recommendation you provided in Milestone One, develop a strategic plan to implement the innovation and gain competitive advantage. Use the Sales Forecast, Comparative Growth Data and Comparative Operating Statistics to complete this milestone.

Strategic Plan

1. Analyze the competitors’ relative strengths in the marketplace.

Write a short paragraph describing the growth rate of each competitor. You will get the solution from the comparative growth data sheet.
How much of the market does each competitor now own? Do you see a trend of gaining or losing market share? Present your findings using Power BI.Perform your analysis for the cars and trucks category. Create pie charts using columns C and F from the comparative growth Excel sheet in Power BI.
Perform your analysis for the connected cars and trucks category. Create pie charts using columns H and K from the comparative growth Excel sheet in Power BI.
Determine each competitor’s financial strength by looking at their comparative operating data.

1. Explain how your company’s market share compares to your competitors’.

Is your company gaining or losing market share? Expand on the analysis done in Task 1 above and explain the major factors behind the change in market share.
What is your company’s growth potential in the industry?
How do your company’s financials look compared to your competitors’?

1. Identify future potential total available market (TAM) and growth for each chosen product/service and technology.

What is the TAM for cars and light trucks?
What is the TAM for IoT-connected cars and light trucks?
What is the projected compound annual growth rate (CAGR) for cars and light trucks?
What is the projected CAGR for IoT-connected cars and light trucks?
Identify the fastest-growing competitor.

1. Identify ways to adjust if business conditions change.

What can you do if your customers are slow to respond (buy) the innovation?
What can you do if one competitor is overtaking all the others, including your company?

1. Describe the steps your company needs to take from concept outline to launch. Consider your learning from the previous two modules to ensure the steps are easy to understand for your team.

What is the size of development that will be required?
Will you require additional capital and personnel?
How would you approach determining the timeline from the beginning of development until initial product launch?

Guidelines for Submission

Strategic Plan

Submit a Word document of 5 pages, devoting 1 page to each critical element described above. Include a graphic using Power BI for competitors’ relative strengths (p. 1). Place the graphic at the top of the page with bullets underneath. Sources should be cited according to APA style. Consult the Shapiro Library APA Style Guide for more information on citations.

Power BI on VDI

Access VDI using the VDI log-in process. Open Power BI in VDI and access the MBA 580 Comparative Growth Excel sheet. Save your charts as images in the OneDrive folder on VDI. Follow the MBA 580 Power BI User Manual for completing these steps.

 Do groups enhance or impair performance?

Introduction:

Does the thought of a “group project” send shivers down your spine?  If so, you aren’t alone.  Many students prefer working alone to working in a group.  But before you dismiss the benefits of working together, let’s explore what the research says about whether groups enhance, or impair, performance.

This assignment fulfills/Supports:

• Module Outcome: 1
• Course Outcome: 1, 2
• General Education Competencies: 1, 3, 5

The Assignment:

For this Discussion Board, complete the following steps:

Step 1:

1. Using the FTCC Library (either in-person or online), explore scholarly research on the following concepts:
   1. The social facilitation effect
   2. Social loafing
   3. Deindividuation
   4. Group polarization
   5. Groupthink

Step 2:

In your initial post, thoroughly discuss the following:

1. Based on your research, choose at least two of the concepts listed above and discuss how they could IMPAIR performance on a group task (identify a group task/activity and apply your discussion to that task).  Here’s an example: Social loafing is a common occurrence in academic group work.  When students are assigned a group project, there may be one or more social loafers in the group who do not complete their “fair share” of the work.  This happens because people who are part of a group feel slightly less responsible for the outcome and therefore don’t work as hard as they https://perfectwriterblog.com/education-homework-help/do-groups-enhance-or-impair-performance/ would if they were completing a project alone.  When this happens, other group members pick up the slack left by the social loafers.  Ultimately, this can impair group performance because…(explain how social loafing impairs group performance using the information from your research and your textbook). Remember- group work doesn’t always occur in an academic setting.  We work together in groups at our jobs, in our homes, and in social settings.
2. Next, discuss at least two ways that working in a group can ENHANCE performance on the same task you identified above.
3. Your discussion must be based on information from the scholarly sources you found through the FTCC Library.  However, you may add anecdotal information from your own life to justify your position.

Citing Sources:   You must use APA style to reference your source(s) at the end of your submission.  For this assignment, you must include reference information for your textbook and any articles or publications you use.  Information on how to format reference information (including a reference generator) in APA style can be found on the Purdue Online Writing Lab website at https://owl.purdue.edu/owl/research_and_citation/apa_style/apa_formatting_and_style_guide/general_format.html (opens in a new window).

Acceptable Length: 300-500 word initial post; 2-3 sentence responses to at least two classmates.

Formatting Requirements:

• Use 12-point Times New Roman or Arial font
• Use double line spacing in the document
• 1-inch margins all around

Grading criteria: For full points you must fully comply with each component of the Discussion Board Rubric.

Specifications: Post your initial response to the questions early in the assignment period so that others have time to respond to you. *NOTE*: You must submit your initial post before you will be able to view the posts of other students.  This prevents students from simply re-wording the posts of classmates.

To Submit: When you are ready to make your initial post, click on the “Module 2 Discussion Board” link above.  You will not see any other posts.  Click on “Create Thread” to type and post your initial post.  Once your initial post is submitted, you will be able to read and reply to your classmates’ posts.

 

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What is an Emotional Support Animal or (ESA)?

An emotional support animal (ESA) is a person’s pet that has been prescribed by a person’s licensed therapist, psychologist, or psychiatrist (any licensed mental health professional). The animal is part of the treatment program for this person and is designed to bring comfort and minimize the negative symptoms of the person’s emotional/psychological disability.

Unlike a service animal, an emotional support animal is not a working animal but a pet that has been prescribed by a licensed mental health counselor. The pet is prescribed to bring comfort and help minimize the patient’s emotional/psychological disability.

Whether you live in an apartment, condo, or house, you have the legal right to have a pet in your residence to treat your medical condition! Knowing how valuable a pet can be for treating many psychological and physical symptoms, our mission could not be more simple: to increase awareness about the Fair Housing Act while qualifying as many individuals as possible to own an emotional support animal in their home.

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The exam was written by mental health professionals to help determine your need for an ESA letter. We are dedicated in our quality of work within the field of emotional support animal services. The ESA prescription letter requires a real licensed mental health professional or medical doctor to approve and file ESAs accordingly.

Which Animal’s Qualify as Emotional Support Animal (ESA)?

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Benefits of Emotional Support Animal Certification

• Fly Cheap and Easy!

The common rules on traveling by plane have no loyalty towards pets. In most cases, traveling with a pet is prohibited, and even if it is not, get ready for a most amazing pay for your flight. Leaving the pet at home is not always a good idea. If you want to travel much with your dog, you’d better pass the emotional support dog certification. In this case, your favorite pet will be placed in the cabin together with you absolutely for free! On this point alone, you save up to three hundred dollars every flight! This rule concerns not only the emotional support animal dog but any other pet that has the equal supporting qualification.

• Live with Your Pet Legally!

According to Fair Housing Amendments Act of 1998, you do not get charged with any extra fees or special deposits if you live with your ESA dog, ESA cat or other pet. The only requirement is that you get responsible for the behavior of your friend and compensate any possible damage. Now, you have a chance for a comfortable residence with your pet without any discrimination ever possible.

• Feel Better with your ESA Pet!

Living with your favorite pet will certainly bring the sense of comfort and overall support to you. Forget about loneliness, anxiety and depression; you`d better take your ESA dog for a walk!

  

1. An office building has 100,000 sf of rentable space which is occupied by 10 tenants. The largest tenant has a lease expiring in two years with no options. The debt service coverage ratio on a new loan is 1.35x. If the tenant does not renew its lease, the debt service coverage ratio will drop to 1.05. The bank’s minimum requirement is 1.30x.

How does a lender mitigate the potential risk of the tenant vacating the property and still make a prudent loan?

2. Two side-by-side identical industrial buildings are leased to different tenants. One is leased to a national credit tenant for $12.00/sf for 20 years. The other is leased to a local company for $14.00/sf for 5 years with no options. The buildings are in a newly developed industrial park which is expected to be in demand in the coming years due to the expansion of the interstate. 

Which building is worth more? Why?

3. You have received an application from a wealthy developer who is building a shopping center. The developer has built six similar centers in the past ten years and still retains ownership in three of them. You have no loans to this principal. Developer has interest from some tenants to occupy the space when it is completed, given this tenant-landlord relationship in other shopping centers. Your analysis of the deal makes sense to finance the loan but during your due diligence, you have found that an office building development that the principal built 12 years ago was foreclosed on by the lender. The lender lost money on the project. You discussed with the principal, who advised that the office market was soft at that time and when they completed it, tenants did not rent the property, which led to the foreclosure. It was also pointed out that it occurred a long time ago and on an office project – not a shopping center.

Do you proceed with the loan? Why? Or why not?

4. You are financing an office building for an existing borrower of the bank.

What are the first few steps you take in your initial analysis to decide if the loan is worth recommending to the loan committee?