INSURANCE ASSIGNMENT

Insurer Analysis: 

Choice of Insurance Company: Select an insurance company that you are interested in. It should be one that has publicly available information, including annual financial statements. 

The company may be a personal or commercial-lines carrier. Format and Content of Written Report: The written report must be about 3-4 pages including cover page. 

The report should be double-spaced, utilize one-inch margins all around, with a 12- point font only. Carefully proofread, spell check and grammar check your work. 

Your report should include the following: 

1.Cover Page: title of the report, name of the organization discussed, name of student, and date. 

2.Company Overview – please describe the company, the markets it serves, and the products it offers. The overview should include, but not be limited to:a.Annual Revenueb.Domicile Location and Geographic Footprint (i.e. where/what’s state’s the company operate in?)c.Products and Services (i.e. what does the company sell that generates its revenue?)d.Markets Served (i.e. who are the target customer segments for the company’s products and services?)e.High-level organizational structure (i.e. how is the company organized…what functions report to the CEO?)

3.Sales Distribution / Marketing– please describe how the company markets and sales its products and/or services. Be sure to highlight the following:a.Distribution (i.e. agents vs direct, independent vs captive, etc.)b.If applicable, how the carrier reaches their distribution channel(s).

4.Financial Performance – using the key ratios and any other relevant financial information to describe how the company is performing financially. At a minimum, the analysis should include:a.Loss Ratiob.Expense Ratioc.Combined Ratiod.Investment Income Ratioe.Overall Operating Ratio

5.Underwriting and Rating Philosophy – using publicly available information, please identify the carrier’s underwriting and/or rating philosophy. For example, do they target high-risk customers and does their rating (or reputation for pricing) match their customer strategy?

6.Recommendations – based on the information gathered, provide recommends to the carrier to:a.Improve their performance

b.Pursue additional opportunities 7.Information Sources: Please include a list of sources. You will want to use the internet, the libraries, financial data, the organization’s Annual Report, news articles, etc.

Nevada Constitution Reform Outline

 

Outline a reform to Nevada’s Constitution.

As you did with the U.S. Constitution assignment, you are going to read two articles about the Constitution. However, rather than critique the arguments made regarding the U.S. system, you are going to take the first step toward synthesizing an argument. 

Assignment directions

1. Read the material on synthesizing (the PowerPoint and the matrix example) included in the course just before this assignment.

2. Read TWO of the sources below which are on the same or similar topics (two on the legislature or on judges, for example).  

3. Identify information from the two articles which would help persuade people to change the system. Identify four points to make and organize the information from both articles under the four points. Organize by point, not by source. Each article must contribute to at least two of your four points. The matrix can help organize your draft but you submit a written outline of the paper.   

You are not actually writing the paper but outlining it. Clearly identify your four points and which information from each article you would use to support each point. Clearly identify whether something is your idea, was said by the author of the article, or was said by someone quoted in the article. 

Use only the information from the two sources you chose. I want your analysis, not something you found on the Internet on the subject. Work alone.

2-3 pages, 12 point font, 1 inch margin all around, double-space. You don’t need a title page or Works Cited since you are only discussing the two sources which you will identify in the first paragraph or as soon as you start discussing them. Use proper American English spelling, grammar, punctuation, capitalization, and paragraphs.

Sources

1. Northern vs Southern Nevada (Links to an external site.)

2. Carson City (Links to an external site.)

3. Annual sessions bill (Links to an external site.)

4. No annual sessions (Links to an external site.)

5. Full and part-time legislatures (Links to an external site.)

6. Term  limits for Nevada legislature? (Links to an external site.)

7.  Problems with Nevada legislature (Links to an external site.)

8. Initiative and referendum in Nevada problems (Links to an external site.)

9. Recalling governors (Links to an external site.)

10. Recalling Sisolak (Links to an external site.)

11. Appoint or elect judges? (Links to an external site.)

12. Appoint or elect judges – Nevada? (Links to an external site.)

13. Recalling judges

socw 6311wk5-Ass-Assignment: Analyzing Focus Group Findings

 

magine that two focus groups have been conducted in an Asian American and immigrant community in a large urban city. The rationale of conducting the qualitative study was because it has been noted that many Asian Americans and immigrants are reluctant to seek mental health services. To further understand this issue, service providers including social workers, counselors, doctors, and nurses were recruited to discuss the barriers in implementing mental health services targeted to Asian Americans and immigrants. After the focus groups were transcribed, two research assistants were hired to conduct a content analysis of the transcripts. Refer to the Week 5 Handout: Content Analysis of Focus Groups.

As the social worker, you have been asked to analyze the focus group data and are charged with working with an advisory board in the community to formulate social work practice recommendations using the ecological model.

To prepare for this Assignment, review Week 5 Handout: Content Analysis of Focus Groups.

By Day 7

Submit a 3-4-page report of the following:

  1. Discuss the themes found in the Week 5 Handout: Content Analysis of Focus Groups. Based on this data, what is your analysis of the current barriers to services?
  2. Create two social work recommendations to address a current barrier and explain how the recommendation proposed addresses the findings.
  3. Discuss how you would collaborate with the research stakeholders (e.g. service providers and community members) to ensure that the data are interpreted accurately and that the practice recommendations made will be culturally appropriate.
  4. Critically reflect on your own culture and explain how your cultural values and beliefs may have influenced how you interpreted the focus group data. What specific cultural knowledge do you think you need to obtain to conduct culturally sensitive research with this group?

Support the assignment with references using assigned readings and/or additional scholarly literature.

 

Required Readings

Knight, K. R., Lopez, A. M., Comfort, M., Shumway, M., Cohen, J., & Riley, E. D. (2014). Single room occupancy (SRO) hotels as mental health risk environments among impoverished women: The intersection of policy, drug use, trauma, and urban space. International Journal of Drug Policy, 25(3), 556-561.

Document: Lee, M. Y, Wang, X., Cao, Y., Liu, C., & Zaharlick, A. (2016). Creating a culturally competent research agenda. In A. Carten, A. Siskind, & M. P. Greene (Eds.), Strategies for deconstructing racism in the health and human services (pp. 51-65). New York, NY: Oxford University Press. (PDF)
Copyright 2016 by Oxford University Press. Used with permission of Oxford University Press via the Copyright Clearance Center. 

Marsiglia, F.F. & Booth, J.M. (2015). Cultural adaptations of interventions in real practice settings. Research on Social Work Practice, 25(4), 423-432.

Vaismoradi, M., Turunen, H., & Bondas, T. (2013). Content analysis and thematic analysis: Implications for conducting a qualitative descriptive study. Nursing & Health Sciences, 15(3), 398-405.

Document: Week 5 Handout Content Analysis of Focus Groups (PDF)

Homework Help NjoshOnly

 

Scenario: Consider your last big purchase such as a car, appliances, home repairs, home purchase, computer equipment, college tuition, or another “big-ticket” item, which are often purchased using loans/financing (by borrowing money). Also consider your decision-making process that led you to choose a particular make, model, or brand of the product (or service) you purchased and whether it was the right time to make the purchase given economic conditions at the time of your purchase. While analyzing your decision, keep in mind everything from interest rates to the prices of complementary and substitute goods are driven by human economic behavior. 

Develop a minimum 1,050-word analysis of your decision-making process in which you include the following:

  • Retrieve statistics on Real Gross Domestic Product (GDP) and on Real Personal Consumption Expenditures (PCE) by year for the last ten years. You can retrieve those statistics from internet sources including, but not limited to, the Federal Reserve of St. Louis’s FRED web site, the U.S. Department of Commerce’s Bureau of Economic Analysis (BEA) web site, or another credible source of your choice. Post these statistics in a single worksheet of an Excel® workbook and submit your Excel® file with your report. In your report, discuss the latest 10-year trends in both GDP and PCE. Also discuss how the trends in GDP compare with trends in PCE. You are encouraged to include graphs of these statistics in your report; you could create the graphs in Excel®and copy them into your report.
  • Retrieve statistics on the Effective Federal Funds Rate and on the Consumer Price Index: All Items Less Food and Energy by year for the last 30 years. You can retrieve those statistics from internet sources including, but not limited to, the Federal Reserve of St. Louis’s FRED web site, the U.S. Department of Labor’s Bureau of Labor Statistics (BLS) web site, or other credible sources of your choice. Post these statistics in a single worksheet of an Excel® workbook and submit your Excel® file with your report. In your report, discuss how the trends in the Effective Federal Funds Rate compare with trends in inflation. If you took out a loan to pay for your “big-ticket” purchase, what was the interest rate on your loan? Were interest rates rising or falling at that time?  Were interest rates relatively high or low at that time? You are also encouraged to include graphs of these statistics in your report.
  • Discuss the influence of any Federal government or state government programs, such as tax credits or tax deductions for energy-saving/efficiency purchases, on your decision to make your last big purchase; or if government incentives did not factor into your decision, explain why not.
  • Develop conclusions about the economy’s influence on personal and business decision-making relative to purchases of big-ticket items, investments, or other major purchases. 

Cite a minimum of three peer-reviewed sources. Note: The Federal Reserve of St. Louis, the Bureau of Economic Analysis, and the Bureau of Labor Statistics can be cited to fulfill this requirement. 

Format your paper consistent with APA guidelines. 

Assignment: Pharmacotherapy for Cardiovascular Disorders

 

Assignment: Pharmacotherapy for Cardiovascular Disorders
…heart disease remains the No. 1 killer in America; nearly half of all Americans have high blood pressure, high cholesterol, or smoke—some of the leading risk factors for heart disease…
—Murphy et al., 2018

…heart disease remains the No. 1 killer in America; nearly half of all Americans have high blood pressure, high cholesterol, or smoke—some of the leading risk factors for heart disease…

—Murphy et al., 2018

Despite the high mortality rates associated with cardiovascular disorders, improved treatment options do exist that can help address those risk factors that afflict the majority of the population today.  

Photo Credit: Getty Images/Science Photo Library RF

As an advanced practice nurse, it is your responsibility to recommend appropriate treatment options for patients with cardiovascular disorders. To ensure the safety and effectiveness of drug therapy, advanced practice nurses must consider aspects that might influence pharmacokinetic and pharmacodynamic processes such as medical history, other drugs currently prescribed, and individual patient factors.

Reference: Murphy, S. L., Xu, J., Kochanek, K. D., & Arias, E. (2018). Mortality in the United States, 2017. Retrieved from https://www.cdc.gov/nchs/products/databriefs/db328.htm

To Prepare
  • Review the Resources for this module and consider the impact of potential pharmacotherapeutics for cardiovascular disorders introduced in the media piece.
  • Review the case study assigned by your Instructor for this Assignment.
  • Select one the following factors: genetics, gender, ethnicity, age, or behavior factors.
  • Reflect on how the factor you selected might influence the patient’s pharmacokinetic and pharmacodynamic processes.
  • Consider how changes in the pharmacokinetic and pharmacodynamic processes might impact the patient’s recommended drug therapy.
  • Think about how you might improve the patient’s drug therapy plan based on the pharmacokinetic and pharmacodynamic changes. Reflect on whether you would modify the current drug treatment or provide an alternative treatment option for the patient.
By Day 7 of Week 2

Write a 2- to 3-page paper that addresses the following:

  • Explain how the factor you selected might influence the pharmacokinetic and pharmacodynamic processes in the patient from the case study you were assigned.
  • Describe how changes in the processes might impact the patient’s recommended drug therapy. Be specific and provide examples.
  • Explain how you might improve the patient’s drug therapy plan and explain why you would make these recommended improvements.

White Collar, Political, and Organized Crime

  

Find a true example of people being arrested for a White Collar crime, a political crime, and a crime committed by

someone in organized crime. In 1200 words, explain the following:

1. Briefly describe each of the crimes (who was involved, what the crime was, who the victim was, etc.)

2. Explain the outcome of each case, including the punishment and sentence given for each crime.

3. Explain if you feel the punishments for each of the crime were justified. Were the punishments for

any of the crimes not fitting the seriousness of the crime? Why are these three types of crimes

punished in the ways they are?

Use three to four scholarly resources to support your explanations.

Prepare this assignment according to the guidelines found in the APA Style Guide, located in the Student Success

Center. An abstract is not required.

This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with

 

Weekly STUDY MATERIALS:

1.Read Chapter 14 in Introduction to Criminology: Why Do They Do It?

URL: https://www.gcumedia.com/digital-resources/sage/2020/introduction-to-criminology_why-do-they-do-it_3e.php

2.Watch “Getting Off Easy: White Collar Crime”  [Video file] In Films on Demand (2011).

URL: https://lopes.idm.oclc.org/login?url=http://digital.films.com/PortalPlaylists.aspx?aid=12129&xtid=58505

3.Explore “Organized Crime” on the FBI website.

URL: https://www.fbi.gov/about-us/investigate/organizedcrime

4.Explore “White-Collar Crime” on the FBI website.

URL: https://www.fbi.gov/about-us/investigate/white_collar

Humanties

 

What is the position in each passage?What evidence or reasons are given in support of each position?Which position is more convincing and why?Do no additional research on the topics other than using a dictionary. [NEW] The Controversy:  

 

The Controversy:  Does fracking contribute to global warming?

 Passage 1.  Pro:  from “Fracking Contributes to Global Warming” by Louis W. Allstadt  

 The fracking that’s going on right now is the real wake-up call on just what extreme lengths are required to pull oil or gas out of the ground now that most of the conventional reservoirs have been exploited—at least those that are easy to access. 

 First of all you have to look at what is conventional oil and gas. That was pretty much anything that was produced until around 2000. It’s basically a process of drilling down through a cap rock, an impervious rock that has trapped oil and gas beneath it. And once you’re into that reservoir—which is really not a void, it’s porous rock—the natural pressure of the gas will push up the gas and oil.
 

 Now what’s happened is that the prospect of finding more of those conventional reservoirs, particularly on land and in the places that have been heavily explored like the US and Europe and the Middle East just is very, very small. And the companies have pretty much acknowledged that. All of them talk about the need to go to either nonconventional shale or tight sand drilling or to go into deeper and deeper waters or to go into really hostile Arctic regions and possibly Antarctic regions. 

  Both the horizontal drilling and fracturing have been around for a long time. The industry will tell you this over and over again—they’ve been around for 60 years, things like that. That is correct. What’s different is the volume of fracking fluids and the volume of flowback that occurs in these wells. It is 50 to 100 times more than what was used in the conventional wells. 

 The other [difference] is that the rock above the target zone is not necessarily impervious the way it was in the conventional wells. And to me that last point is at least as big as the volume. The industry will tell you that the mile or two between the zone that’s being fracked is not going to let anything come up. 

 But there are already cases where the methane gas has made it up into the aquifers and atmosphere. Sometimes through old well bores, sometimes through natural fissures in the rock. What we don’t know is just how much gas is going to come up over time. It’s a point most people haven’t gotten. It’s not just what’s happening today. We’re opening up channels for the gas to creep up to the surface and into the atmosphere. And methane is a much more potent greenhouse gas in the short term—less than 100 years—than carbon dioxide. 

 Source CitationAllstadt, Louis W. “Fracking Contributes to Global Warming.” Natural Gas, edited by Dedria Bryfonski, Greenhaven Press, 2015. Opposing Viewpoints. Opposing Viewpoints in Context, Accessed 12 Dec. 2016. Originally published as “Former Mobil VP Warns of Fracking and Climate Change,” Truthout.org, 19 July 2013. 

 Passage 2.  Con:  from “Fracking Does Not Contribute to Global Warming” by Coral Davenport 

 A new study in the Proceedings of the National Academy of Sciences concludes that hydraulic fracturing—the controversial technique behind the nation’s recent oil and gas boom—doesn’t appear to contribute significantly to global warming, as many environmental groups have warned. It’s great news for oil and gas companies such as ExxonMobil, Shell, and Chevron, which have relied on breakthroughs in so-called fracking technology to cheaply unlock vast new reserves of domestic oil and natural gas that had been trapped underground in shale rock formations. 

 “It’s very good news,” said Richard Keil, a spokesman for ExxonMobil, of the study. “This is a groundbreaking survey. It’s the most extensive one that’s been done yet, and it serves to add important new evidence that hydraulic fracturing does not contribute to climate change—it does not contribute methane emissions at levels higher than those set by the Environmental Protection Agency [EPA].”The study concluded that the majority of hydraulically fractured natural gas wells have surface equipment that reduces on-the-ground methane emissions by 99 percent, although it also found that elsewhere on fracking rigs, some valves do allow methane to escape at levels 30 percent higher than those set by EPA. Overall, however, the study concludes that total methane emissions from fracking are about 10 percent lower than levels set by EPA. 

 

The $2.3 million studies was conducted by scientists at the University of Texas, with funding provided by nine energy companies, including ExxonMobil, and one environmental group, the Environmental Defense Fund. A spokesman for the University of Texas said that while the companies contributed money to the study, they had no input on the research or results, which were subject to independent peer review before being published in the Proceedings of the National Academy of Sciences, one of the nation’s most prestigious scientific journals. University of Texas researchers say their yearlong study, which involved measuring methane emissions from 190 natural gas production sites in the Gulf coast, mid-continent, Rocky Mountains, and Appalachia, is far more comprehensive than [other studies], which relied on existing data rather than new fieldwork.

 Source CitationDavenport, Coral. “Fracking Does Not Contribute to Global Warming.” Natural Gas, edited by Dedria Bryfonski, Greenhaven Press, 2015. Opposing Viewpoints. Opposing Viewpoints in Context, Accessed 12 Dec. 2016. Originally published as “New Study Says Fracking Doesn’t Contribute to Global Warming,” National Journal, 16 Sept. 2013. 

MRKT 310

  

MRKT 310 Principles of Marketing

Week 8 Writing Assignment

Integrated Marketing  Communications and the Changing Media Landscape

Learning Outcomes

  1. Integrated Marketing Communications.  Student understands how integrated marketing communications can add value for customers. 
  2. Marketing communications objectives Student can develop marketing communications objectives using the AIDA framework. 
  3. Promotion mix.  Student can select the appropriate promotion tool to be used for different marketing communications objectives.
  4. Media strategy Student can design a simple message and media plan for a product or service offering. 

Directions

  • This assignment assesses your ability to relate integrated marketing communications concepts to your product or service offering and the target market you selected.   Here you will let your creative side shine as you think through how you would design the marketing communications for your product or service to effectively and efficiently communicate a clear, consistent and compelling message to your target market over the next year.  

Part 1

  1. Integrated Marketing Communications Considering your new target market and any modifications, new product line extensions or new products you may have developed to serve the new target market needs, create your ‘Big Idea” to be the basis of the message strategy for all your marketing communications.  
  2. Marketing communications objectives.  In your Week 7 reading you learned about Message Strategies and the Organization’s promotion objectives (See, Section 11.5). Write at least three marketing communications objectives using the AIDA framework discussed in the reading.  Each of your marketing communications objectives must be specific, measurable, realistic, and have a time limitation (i.e., be a SMART goal).

Part 2

  1. Promotion mix. For each of the three marketing communications objectives written in number 2, discuss which of the promotion tools would be the best choice to reach each of the three marketing communications objective.   One tool must be advertising (traditional or online) You may have more than one promotion mix tool for any given marketing communications objective.  Consider and discuss whether you will be using digital marketing in general (email, mobile, social media, etc) or not to reach these goals.  Why is this appropriate for this customer or not?
  2. Media strategy.  Discuss at least two of your media choices that you believe will best reach your target market with your advertising.  Be specific with your choices, e.g. HGTV, Rehab Addict, because the product or service is targeting a do-it-yourself target market, or Home Depot website banner ads for the same target market.  Or Morning TV National News, Good Morning America and The Today Show, 1st hour because your target market is educated urban workers.  If using social media, discuss which social media and how they will be used to accomplish which objective.

OPTIONS:

  • Chipolte
  • Mirror Home Fitness
  • Ring Doorbell
  • Jeep Gladiator
  • Apple Watch SE

This assignment will be submitted to Turnitin®.

 

This assignment will be submitted to Turnitin®.
Instructions
Read this hypothetical: https://essayharbour.info/2021/05/29/e%e2%80%8c%e2%80%8d%e2%80%8d%e2%80%8d%e2%80%8c%e2%80%8d%e2%80%8d%e2%80%8c%e2%80%8c%e2%80%8d%e2%80%8d%e2%80%8d%e2%80%8c%e2%80%8d%e2%80%8d%e2%80%8d%e2%80%8d%e2%80%8c%e2%80%8d%e2%80%8dssay-question-in-t/
Frank Fellman, the first-round draft choice of the local NFL team, was convicted for reckless endangerment. He was driving at 2 a.m. when he struck a young woman who was crossing an intersection; she suffered a broken leg. At trial, the evidence showed that the woman was legally drunk and had entered the intersection against the light. https://essaypandit.com/imagine-that-you-are-working-at-an-agency-that-serves-victims-of-domestic-violen-2/

Fellman, who had a long history of battles with the law, was already under a probation order forbidding any misbehavior and imposing an 11 p.m. curfew. At a hearing, the presiding judge reminded him that he had been warned against any further violations and it had been made clear that violating the conditions of probation would not be tolerated.

During the presentencing investigation, the probation department concluded that Fellman was not a danger, and his scores on the risk assessment scale used by the department found that minimum supervision probation would work in his case. Based on this evidence, the judge chose not to revoke his probation if he made restitution to the victim, surrendered his license, and wore an ankle bracelet tracking device. Because his probation was continued, Fellman would be able to attend training camp and not miss the season. https://theeliteessaywriters.com/2021/05/29/prepare-a-2-full-page-paper-answering-the-questions-at-the-bottom-remember-use/

The news media got hold of the story and claimed that Fellman was being given an unfair advantage because he was an athlete. As a result of the public outcry, the judge reversed his decision and ordered Fellman to serve six months in jail. Fellman’s lawyers have filed an emergency appeal, asking you, the appellate court judge, to grant him relief and suggesting (1) that the original sentence was overly harsh, and (2) the withdrawal of the house arrest order solely because of media attention was a violation of his due process rights.

Using the information you learned in Chapters 9 & 10 of the textbook answer the following questions:
1. Do you think Fellman should be jailed for his behavior even though his scores on a risk classification scale say otherwise? Why or why not?

2. Should we trust these scales, or do they conflict with the ethical treatment of people convicted of a crime?

3. Would you grant the appeal? Why or why not?
Please make sure to fully answer all posted questions using information from the required reading. There is not a minimum word/ length requirement for this assignment. Please submit your assignment via a word document by the due date.
USE ATTACHED SLIDES AS CITATION

addiction therapy

To prepare:

  • Review this week’s Learning Resources and consider the insights they provide about diagnosing and treating addictive disorders. As you watch the 187 Models of Treatment for Addiction video, consider what treatment model you may use the most with clients presenting with addiction.
  • Search the Walden Library databases and choose a research article that discusses a therapeutic approach for treating clients, families, or groups with addictive disorders.

The Assignment

In a 5- to 10-slide PowerPoint presentation, address the following. Your title and references slides do not count toward the 5- to 10-slide limit. 

  • Provide an overview of the article you selected.
    • What population (individual, group, or family) is under consideration?
    • What was the specific intervention that was used? Is this a new intervention or one that was already studied?
    • What were the author’s claims?
  • Explain the findings/outcomes of the study in the article. Include whether this will translate into practice with your own clients. If so, how? If not, why?
  • Explain whether the limitations of the study might impact your ability to use the findings/outcomes presented in the article. 
  • Use the Notes function of PowerPoint to craft presenter notes to expand upon the content of your slides. 
  • Support your response with at least three other peer-reviewed, evidence-based sources. Explain why each of your supporting sources is considered scholarly. Provide references to your sources on your last slide. Be sure to include the article you used as the basis for this Assignment.

Must have 4 peer reviewed journals (ones with methods, designs, and results). Also must have presenter notes in the note section of powerpoint. 5-10 slides!