Excel, statistics, pivot tables, V-Loopup, correlation tables, box plots

 

Crosstabs

Using the Supermarket data set, create crosstabs for Marital Status and Annual Income expressing the counts as percentages. Then, create a stacked 2D column chart. (Select the crosstab table and insert stacked 2D column chart). If you need to swap the x and y values, then right click on the chart, click select data, and switch row/column).

Box Plots

Using the Supermarket data set, create a box plots of Annual Income and Revenue. Which of the following income brackets appears to have the least variation in revenue (purchase amounts)?

Correlations

Using the Beta Employees data set, create a table of correlations between the variables Age, Prior Experience, Beta Experience, Education, and Annual Salary. (Look at Figure 3.18 in the example 3-3 document in Module 5 (Attached Image file for illustration purposes only). It shows a table of correlations like what you would need to produce. The bottom of the table shows the formula you would use to calculate the correlations for each cell.)

Pivot

Using the Supermarket data set, create a pivot table to find how many units were sold in total in the non-consumable category.

Complete explanation via a word document and completed Excel files using the given datasets and worked solutions in separate tabs on each applicable dataset file. Visual image instruction preferred

Reply 1 and 2 ,150 words each one by 06/12/2021 at 6:00 pm ,please add references and citations

Reply 1

 
Re: Topic 4 DQ 2

Change means making something different. It may be planned or unplanned. Unplanned changes bring about unpredictable outcomes, while planned change is a sequence of events implemented to achieve established goals. Various change theories have been developed to explore the phenomena in diverse organizational settings. The first change theory which is used in healthcare is Kurt Lewin’s change theory. It will typically be composed of three stages, namely the unfreezing level, freezing level, and the refreezing level. For this theory to work, it will be dependent on the presence of driving and resistance forces (Hussain et al., 2018). Notably, the resistance forces will be composed of stakeholders who do not want the implementation of the change. For success to be realized, the driving forces must be stronger when compared to the resistance forces. The second theory is referred to as the Spradley change theory. It can be termed to be a modified version of Lewin’s change theory (Seidel, 2018). Even so, it is unique in that it is composed of eight stages instead of three. As well, it has the provision of conducting constant evaluation to ensure that the process of change is successful.

In the implementation of the intervention to have the proper maintenance of a central line, the Spradley’s change theory will be the most suitable. That is because it will ensure that the Evidence-Based Intervention is evaluated continuously. In that way, issues that emerge in the process of implementation can be easily solved. Also, constant evaluation will ensure that the required modifications are made. In the past, my preceptor has made use of the Spradley’s theory of change and registered positive outcomes. To be specific, this model was effective in dealing with different hurdles that emerged in the process of implementing the desired change. The ability to deal with hurdles means that the change was implemented in a timely fashion. That being the case, it makes sense to use the Spradley’s theory of change in the process of implementing Evidence-Based Practice (EBP).

References.

Hussain, S. T., Lei, S., Akram, T., Haider, M. J., Hussain, S. H., & Ali, M. (2018). Kurt Lewin’s change model: A critical review of the role of leadership and employee involvement in organizational change. Journal of Innovation & Knowledge, 3(3), 123-127. doi:10.1016/j.jik.2016.07.002

Seidel, M. (2018, November 21). Change theories in nursing. Retrieved from https://bizfluent.com/about-5544426-change-theories-nursing.html

Reply 2

 
4 postsRe: Topic 4 DQ 2

The Lewin Change Model

It is considered to be one of the forefathers of change management, organizational development, and social psychology. His change model is very simple, yet it’s this simplicity that makes it so powerful.

  • Unfreezing– First, a process must shift away from its current state. To accomplish this, it’s necessary to overcome inertia, bypass defense mechanisms, and dismantle current viewpoints.
  • Transition– The second stage is where the change occurs. It can involve confusion and uncertainty. The end goal is not always clear.
  • Freezing– The final stage of transition involves replacing the old ways of thinking and operating. During this stage, people begin to return to their comfort zone and feel more comfortable with this new status quo.

Kotter’s 8-Step Model for Change

His theory of change management is specifically tailored for change management and organizational change. Therefore, this change model is useful for those who want more than just theory, they want a framework to follow.

It has eight steps:

  • Create a sense of urgency
  • Build a guiding coalition
  • Form a strategic vision and initiatives
  • Enlist a volunteer army
  • Enable action by removing barriers
  • Generate short-term wins
  • Sustain acceleration
  • Institute change

Reference

Smith, C. (2019). These are the 3 Best Theories of Change Management. Change. https://change.walkme.com/theories-of-change-management/.

Final Business Proposal

 I have attached my files for the subject that I’m specking on. 

The purpose of this assignment is to finalize an internal business proposal that outlines how you will implement the solution to the problem you have identified in your organization.

Throughout the course, you have completed most of the necessary research and assignments needed to generate the final business proposal. Refer to the “Business Proposal Project Summary” document, as needed. The key sections you will focus on creating are the Executive Summary and the Conclusion/Call to Action.

Using feedback from the assignments in Topics 5-7, create your final business proposal document. Evidence of revision from instructor feedback will be assessed on the final business proposal, which should include each of the sections listed below.

  1. Executive Summary (250 words) provides a short summary of the entire proposal so key stakeholders can see an overview of the proposal and understand it without reading the entire document.
  2. Purpose Statement (100-250 words) provides clear statement of why the business proposal is being made.
  3. Problem Statement (revised as needed from Topic 1 assignment feedback) including specific data (statistics and numbers) related to how the problem impacts the business. This part of the proposal should include the graph/chart/data you collected in Part 1 of the Topic 2 assignment.
  4. Data and Research Findings (250-500 words) should include a summary of what you learned from conducting research related to what has already been done to address the organizational problem. This part of the proposal should include the graph/chart/data you collected in Part 2 of the Topic 2 assignment.
  5. Proposed Solution (250-500 words) should include a summary of the top three problem solutions you considered to address the problem. In addition to including the graph/chart/data you collected in Part 3 of the Topic 2 assignment, this section should provide a succinct discussion of the pros and cons of implementing each of the top three solutions being considered to address the problem.
  6. Stakeholder Analysis and Benefits (500 words, revised as needed from Topic 3 assignment feedback) summarizes all data and information related to the key stakeholders affected by the proposed problem solution along with a summary of benefits to be gained by stakeholders if the problem solution is implemented.
  7. Change Management Plan (250-500 words) clearly articulates specific methods and strategies to be utilized to manage organizational changes associated with the selected solution implementation.
  8. Implementation Methods (250-500 words) summarize specific strategies that will used to implement the problem solution, including time and costs associated with implementation of the solution.
  9. Evaluating Success (250 words) summarize specific measures you will use to evaluate the success of the problem solution.
  10. Conclusion/Call to Action (100 words) provides specific steps you would like key stakeholders and sponsors to take in the implementation of the proposed solution.

It is important to include specific data throughout the business proposal. Include statistics that support the problem statement that can be used to establish and track goals; relate to specifics of implementation, timing, and cost; and illustrate stakeholder benefits. The proposal is an internal document that will be read by stakeholders within the organization where the problem exists, so keep this in mind and focus on this audience as you write. Within the Word document, include subsection titles to organize content according to the categories listed above to provide easy reference points for the reader.

CASE STUDY ECONOMICS

  

Choose a company to research. The company can be either a publicly-traded company or privately-owned, perhaps a company you are familiar with (but not your current employer). The key elements in choosing a good company for your case study are:

1) Is the company relatively easy to research? Is there plenty of available information on the inner-workings of the firm?

2) Is it a company you’re interested in and/or do you like their product or service? (This will make it more fun.) 

3) Is the company newsworthy? (Perhaps they’ve had a stunning failure, legal issue or maybe they recently created a killer product everyone wants.) 

Once you have picked a company, post your company to the final case study paper discussion forum – week 4. No two students can pick the same company and approval will be given on a first come-first assigned basis. 

Note that for a large, multi-line or multi-product company, you may want to choose a single business line within the firm for your analysis. For example, with Apple, you would concentrate on their iPhone business only or with Google/Alphabet you would concentrate on just their driverless car project. You will find it much easier to focus your business analysis on one business line within a large diversified company. 

Your final case study paper should be 6-8 pages and will consist of 5 sections (each about 1.5-2.0 pages). 

The first section should be an overview of the company:

· What does the company do? 

· What product or service does it offer? 

· Where is it located? 

· Who are its main competitors?

· What is the market structure (e.g. pure competition, monopoly, oligopoly, etc.)? 

· How is it regulated? 

This first section should provide a background or base-line understanding of the company in support of the rest of the paper. 

For the remaining four sections, should include the following: 

• A demand analysis illustrating the most applicable terms, concepts, or ideas in Chapter 3 to include the following – consumer behavior (purchasing power and substitution effect), targeting, switching cost, positioning, price elasticity of demand (demand determinants), interpreting income and advertising elasticity. 

• A pricing analysis illustrating the most applicable terms, concepts, or ideas in Chapter 14 to include the following – value in use/value based pricing (product specifications, ease of use, service frequency, change order responsiveness, loyalty programs, and empathy in order processing), couponing, bundling, price discrimination, and price skimming versus full-cost pricing. 

• A “What they got wrong” analysis detailing a strategy mistake using the course concepts. 

• A “What they got right” analysis detailing a strategy win using the course concepts. 

If you are having trouble addressing or finding enough information for any of the sections above, you can augment your analysis by articulating what you think the company should do. For example, if you can’t find any information on your company’s value based pricing, explain how you would price the product or service and why. This is Organizational (managerial) Economics; make some decisions on behalf of your company and support them using concepts and ideas from the course! 

The goal of this paper is to illustrate that you understand the concepts covered in this course and that you can apply them to a real company.

Remember to document or source borrowed research using the standard APA citation style. Extensive quoting is not necessary (and not additive to your grade). Reference the source, but, to the extent possible, explain the concept or strategy in your own words. For example, if you find a great article on your company’s pricing strategy, explain the article and concepts in your own words and source it. Do not cut and paste long passages of text. 

The paper should be 6-8 pages (or more) double-spaced, size 12 font Times New Roman, Calibri, or Cambria 

Herstory and the Cult of True Womanhood

Herstory: a vivid documentation of the breadth and

diversity of American women’s achievements throughout U.S. history.

There have been women trailblazers throughout American history; Women have had a profound impact on the intellectual, social, and political development of our society. Buf many of their

confribufions have aone unnoticed. Most people have heard of Susan B. Anthony, Harriet Tub-man, Margaret Sanger, and Eleanor Roosevelt. But did you know that a woman microbiologist

discovered the bacterium responsible for undulant fever, which then led to the pasteurization of all milk? Or that a woman patented the paper-bag folding machine to make square-bottom bags (the grocery bag)? Or that a female mathematician’s work laid the foundation for ab-

stract algebra?

Most history passes over women. Our names and faces are missing, our stories omitted or distort-ed, and covered over by an endless masculine litany of kings, warlords, priests (with an occa-

sional queen or concubine — often a woman blamed for ruining everything).

But women have exercised power and determined the course of events and the forms of hu-man culture. Women founded, governed, invented and created. We have been leaders, prophets, scribes and authors, warriors and rebels against oppression, fighting for our rights and

for our peoples.

Girls and women suffer from a lack of knowledge about societies that accord power to women in public life: in religion, medicine. the arts, diplomacy, land management and inheritance. The-se crucial silences and omissions create the demoralizing impression that women have always been beneath men, Which is false.

In classic Eurocentric history, women end up as footnotes to the “main” story. Sandra Cisneros said of the search for Latina heroines, “We are the footnotes of the footnotes.” And yet the herit-ages of women of color, especially indigenous women, supply the most dramatic recent exam-

ples of societies that embraced open female power.

0

Even the tendency to focus on famous women or rulers is a distortion. We understand more if we expand our vision to include entire groups of creative and honored women, the inventors and clan elders, the healers, shamans, and priestesses. There is a clear interplay between these spir-itual offices and political power inmany indigenous societies.

Power itself has been conceived of very narrowly, as domination, force, and supremacy—top-down command, grasping and seizing goods and grinding down people. despoiling nature. These systems are more than patriarchal; they are colonial and imperial.

Looking past these blinders will give us a broader view of reality, one that takes in female spheres of power: Cultural. Foundational. Political. Social. Economic. Technological. Religious. Artistic. Medical. Scholarly. Physical. Agents of change and transformation.

To compound this absence of women in history, we live in a society where media is the most persuasive force shaping cultural norms and the collective message that our young women and men overwhelmingly receive is that a woman’s value and power lie in her youth, beauty, and

sexuality—not in her capacity as a leader. These messages limit children’s ideas of what is possi-ble in the world and can have damaging effects on their self-esteem, health, and the way they

treat others.

While women have made great strides in leadership over the past few decades, the United States is still 90th in the world for women in national legislatures, women hold only 3% of positions of Clout jn mainstream media, and 65% of women and girls have disordered eating behaviors.

How do you believe the exclusion of women from history and the images of women in main-stream media contribute to the under-representation of women in positions of power and influ-ence in America?

Link of the video- https://youtu.be/Uy8yLaoWybk

Link of the article- http://www.historyisaweapon.com/defcon1/zinnint6.html

You need to read the attachment also.

Science Unit Plan: Instructional Strategies

 

The second step in planning a unit plan is to prepare the instructional strategies that can make connections across multiple areas of science content.

Part 1: Instructional Strategies – Science Unit Plan

For this assignment, you will research instructional strategies and describe how they can connect multiple areas of science. Use these specific instructional strategies to support your grade/developmental level, standards, and learning objectives for the unit plan.

Continue developing the “Science Unit Plan” by completing the following components of the unit plan: 

  • Instructional Strategy/Strategies Used: Each chosen strategy should provide opportunities for independent study, active inquiry, collaboration, and/or supportive interaction in the elementary classroom. Use a combination of instructional strategies that are best suited for each lesson and student.
  • Summary of Instruction and Activities: Write a brief summary of instruction, activities, and learning content of each lesson to connect students’ prior knowledge to key science concepts through application of major standards-based concepts and modes of inquiry.

The details of the “Science Unit Plan” will continue to be fully developed and revised throughout the duration of the course, culminating in a complete unit plan due in Topic 5.

Part 2: Reflection

In 250-500 words, summarize and reflect on the process of continuing your unit plan and deciding on instructional strategies that best complement your standards, learning objectives, and lesson plan. How do your instructional strategies promote critical thinking and problem solving skills? Explain how you will use this process in your future professional practice.

Support your reflection with at least two scholarly resources.

Leadership Question Due in 12 hours

Finish Appendix A (self-assessment test) and write a reflection based on what you have learned from the text book. 

Appendix A is on page 140.

DUE IN 12 HOURS

DUE IN 12 HOURS

DUE IN 12 HOURS

Two and a half pages.  APA style and Must contain 3 references

guideline:1 After reading the textbook, take the self-assessment test         (Appendix A, pp. 247-251)  and look at your results. The survey is divided in the seven chapters of the book that cover the crucial accountability skills (five questions each). 

2  Look at your results chapter by chapter.

3  Choose two of the seven areas where you scored the most “yes” answers. Observe analyze and reflect on those specific areas.

4  Does your MVS give you any insights as to patterns you have when it comes to handling issues of accountability?

5 Create your own best practices list of how you can improve your accountability to yourself and others as you navigate bad behavior and broken promises in your work/home/school/life relationships.

After reading the textbook, take the self-assessment test         (Appendix A, pp.247-251) and look at your results. The survey is divided in the seven chapters of the book that cover the crucial accountability skills (five questions each). 

6  Look at your results chapter by chapter.

7  Choose two of the seven areas where you scored the most “yes” answers. Observe analyze and reflect on those specific areas.

8 Create your own best practices list of how you can improve your accountability to yourself and others as you navigate bad behavior and broken promises in your work/home/school/life relationships

Response post

Responds should include (a) their reactions to classmates’ postings, (b) how/why their actions would be similar or different, and (c) additional case law and statutes that could have been included, and (d) at least two questions that are thought provoking and probing. Discussion responses should be between 2-4 paragraphs in length (i.e., 75-100 words) and should contain grammatically correct sentences that have been thought out and encourage further discussion.

Classmate Post below

 In the case described in this scenario, one in which the student was upset with the teacher and posted negative things about the teacher online and encouraged students and parents to make the teachers life a living hell, the actions required by the principal are very clear.  That is because this is a case of bullying and harassment and bullying and harassment are not allowed when it is involved in public education (Lekunze, 2018).

 There would be a number of arguments raised here about whether the school has any authority since the student did the posting at home, and after school hours.  Therefore, he was not in violation of school protected speech domains because he was off grounds and after hours.  While these are certainly significant and important distinctions to be made, and they will certainly be at least addressed if not settled by the case of Mahoney Area School District v B.L., currently before the Supreme Court, they are perhaps secondary considerations to this case.

 In this case, the primary concern is not the free speech of the student or the determination of where and when he made the statements.  The most important and proximate concern is that he was bullying and threatening the teacher.  Therefore, he should be punished in accordance with the school districts policies regarding threatening or suggesting causing harm to any individual.

 If the school district in question here is like most districts,  it will immediately suspend the student.  It will then conduct an investigation to find and gather facts.  After this, the student will eb allowed an appearance before eth school board with his parents and legal representation if they choose.  However, since he advocated torment of the teacher and placed the teachers personal and private information on the social media posts, he would clearly be guilty of harassment and bullying.  For these reasons, it is unlikely that he would gain an exception and so he would be subsequently expelled from the district for his actions.

 There are a handful of Supreme Court decision that have bearing on this case.  Concerning free speech and the rights of what students can and cannot say they would include Tinker (1969), Fraser (1986), and Hazelwood (1988), and the currently being decided Mahoney Area School District v B.L.  However, the more important cases that will have bearing here are not the ones that deal with issues and questions of free speech.  Instead, the cases that have bearing to the actions of the principal will be those that deal with cases of harassment and bullying by students.  These would include Tinker (1969) again in that it allows the school to regulate those actions including speech that are disruptive or harmful to the work of the school and the protection of the students, as well as several state laws that address bullying in the environmental setting.

Reference

Lekunze, L. M. G., & Strom, B. I. (2017). Bullying and Victimization Dynamics in High School: An Exploratory Case Study. Journal of Teacher Education for Sustainability19(1), 147-163.

Resp. Disc/2

Instructions: Respond by extending, refuting/correcting, or adding additional nuance. Response must be constructive, grammatically correct, in current APA style, and use academic literature. Must  be at least 300 words.

Advanced practice registered nurses are knowledgeable, educated, well trained and able to provide a plethora of services to patients. That being said, there are several barriers that have hindered the progress of advanced practice nursing including federal policies, outdated insurance reimbursement practices and institutional practices and culture within the workplace (Altman, 2016).

  Although progress has been made, there are still numerous federal policies that prevent APRN’s from practicing to the full extent of their training and education. In 2018, Congress issued legislation that made it possible for nurse practitioners (NPs) to oversee pulmonary and cardiac rehabilitation beginning in 2024, however NPs are still not able to order pulmonary and cardiac rehabilitation for their Medicare patients (AANP, 2021). Nurse Practitioners are both capable and qualified to provide these services, however this barrier only services to harm patients as it causes delays in treatment. Secondly, although (NPs) provide full range of care to individuals affected by Diabetes, they are still required to involve a physician when a patient requires therapeutic shoes. The NP must send the patient to a physician to confirm the need for the shoes, and the physician then must be tasked with being the provider treating the diabetic’s condition moving forward. Again, this causes major delays within the healthcare system and affects the overall health of the patient (AANP, 2011). Additionally, while NPs work as providers for hospice patients and are able to conduct assessments as well as establish and review care plans, they are prohibited from certifying eligibility for hospice programs. Once again, a physician is required, and additional costs are incurred. Currently, the American Association of Nurse Practitioners is calling on Congress to change many federal laws, including authorizing NPs to order cardiac and pulmonary rehabilitation services for Medicare patients, allowing for NPs to issue therapeutic shoes to diabetics without involving a physician and authorizing NPs to certify Medicare patients for Hospice Care (AANP, 2011).

 Historically, reimbursement for NP services has been scattered and confusing to say the least. In 1990, APRN direct reimbursement by Medicare was available only in rural areas and skilled nursing facilities. It was not until 1997 that direct reimbursement was made possible in all clinical settings as well as locations, however the rate was 85% of that of a physician. (Journal of Wound, Ostomy and Continence Nursing, 2012). This can be a huge issue, as NPs working in their own offices receive 15% less reimbursement than a physician’s office would. Furthermore, there is so much variability in Medicaid reimbursement between different states at a time when nurse practitioners are expected to take care of record numbers of patients utilizing Medicaid. Medicaid tends to follow federal guidelines as it relates to reimbursement, therefore the problem with a reduction in payment to nurse practitioners for service charges that are already exceptionally low is extremely significant (Edmunds, 2014). To combat this, nurse practitioners are bringing this to the federal level, and asking that NPs be reimbursed at the same rate as physicians when caring for Medicaid patients.

 Another barrier to the progress of advanced practice nursing is the culture of many settings where physicians and NPs interact on a daily basis. Although NPs possess the specific skillsets to diagnose, prescribe and treat, there is often physician opposition to independent NP practice, which is free from oversight or supervision (Schirle, et.al, 2018). There is also a major lack of understanding of the NPs role, and lack of recognition on a professional level. Studies have shown that NPs report lower job strain and increased job satisfaction when given higher levels of autonomy rather than being micromanaged (Schirle, et. al,2018). To manage this widespread issue, relationships between NPs and physicians should be improved and there should be more education provided as to the scope of the NPs role. Further, the NP should be treated with respect and professionally recognized for the services that they provide on a daily basis. Lastly, an appropriate amount of autonomy should exist for NPs to utilize their knowledge, educations and skillsets. By doing this, job satisfaction and productivity is increased, and patients are cared for by an NP that feels valued in the workplace.

References

AANP Federal Policy Priorities. American Association of Nurse Practitioners. (2021). https://www.aanp.org/advocacy/federal/federal-issue-briefs/aanp-federal-policy-priorities.

Altman, S. H. (2016, February 22). Removing Barriers to Practice and Care. Assessing Progress on the Institute of Medicine Report The Future of Nursing. https://www.ncbi.nlm.nih.gov/books/NBK350160/.

Edmunds, M. W. (2014). Important NP Issues. The Journal for Nurse Practitioners, 10(9). https://doi.org/https://www.npjournal.org/article/S1555-4155(14)00615-1/fulltext.

Reimbursement of Advanced Practice Registered Nurse Services A Fact Sheet. (2012). Journal of Wound, Ostomy and Continence Nursing, 39(2), 7–16. https://journals.lww.com/jwocnonline/fulltext/2012/03001/reimbursement_of_advanced_practice_registered.4.aspx.

Schirle, L., Norful, A. A., Rudner, N., & Poghosyan, L. (2018, December). Organizational facilitators and barriers to optimal APRN practice: An integrative review. Health care management review. https://pubmed.ncbi.nlm.nih.gov/32865939/.

Instructions: Respond by extending, refuting/correcting, or adding additional nuance. Response must be constructive, grammatically correct, in current APA style, and use academic literature. Must  be at least 300 words.

Reaction to Debate about Security Interests

 Please Debate this work with anything you think is not your position according to the US Law and refer to which law.  

1) Bridgeport Auto needs to file a financing statement to perfect its security interest to finance the sale of the new Toyota 4-Runner to Barton. In my opinion, the six iMacs should have a contract and a financing statement from KDM Electronics because they are not goods for personal use. The amount of money is not small. Maybe it is not mandatory in the state where Brighton Homes is located for this type of good. Still, it could protect KDM Electronics from any future loss for not a payment or another eventuality (Miller, Frederick H 2003).

2) KDM electronics had four months to amend the filing of the financing statement, but according to the case, Barton defaulted six months later, and it was late to change de debtor’s name. On the other hand, Brington Homes could be a sole proprietorship, a partnership, LLC or S-Corporation, and each one has different levels of liabilities. The retailer in this case only can sue Brington Homes, no directly to the owner. Also, Brington Homes could be only the debtor’s trade name, and it would not be sufficient for perfection [UCC 9–503(c)] (Legal Information Institute, Cornell Law School. n.d.).

3) Because Barton bought all of these items under installment sales contracts, the surround-sound system, the kayak, and the Toyota 4-Runner would qualify as a PMSI in consumer goods. In the case of the Toyota 4-Runner, some additional steps are needed, such as filing the respective financing statement to the State, unlike the other two goods.

4) The surround-sound system sales was perfected automatically by attachment, thus KDM Electronics retains a security interest in the good until full payment has been made; therefore it can recover the unpaid good to keep or re-sale it as an inventory to compensate the credit defaulted.

Debate:

A debtor can be a person, a corporation, a trustee, or an organization; therefore, it is essential to have the exact name to avoid mistakes identifying the correct borrower or buyer. But I think in the United States exists other things that can help identify a debtor more than a name. It is the case of the EIN’s for entities and the driver’s license number for individuals. The seller or lender should request those official documents from the borrower or buyer to identify or link companies or individuals in the secretary office of the states; obviously, the Social Security number is not advisable in these cases for security reasons.

It is unfair for lenders or sellers to fail to obtain their money or goods back due to mistakes only on the name filed. For that reason, they must use official documents of identification to fill out and send the financing statement to the government office using proper EINs and driver license numbers as a counterpart in case of type error or minor error in the name. All sellers of expensive goods such as cars and boats have access to state websites. For example, in Florida, through Sunbiz.org, they can access the Company information completely, with the EINs and owner’s names.